FILE - In this Dec. 3, 2013 file photo, actor Adrienne Matzen poses in Chicago's theater district. Matzen, 29, who has been mostly uninsured since she turned 21, is now looking for a low monthly premium insurance plan on the federal website. High deductibles for health plans available on the Illinois insurance exchange may contribute to sticker shock when people start paying medical bills in 2014, if they have elected to pay for insurance under the Affordable Care Act. (AP Photo/M. Spencer Green)CHICAGO (AP) — As a key enrollment deadline hits Monday, many individuals with out health insurance had been sizing up insurance policies on the new government well being care marketplace and making what looks like a logical possibility: They're selecting the cheapest one.